Value Option Plan

Welcome to the Value Option Plan.

Choosing a health insurance plan is a big decision. The right plan has to be the ideal balance of cost and coverage. It has to provide coverage for the services most important to you and your family, and it has to be provided at an affordable cost.

For 2014, the NALC Health Benefit Plan will offer our High Option Plan. In addition, we will offer the Value Option Plan.

The NALC Health Benefit Plan High Option is same great Plan we have offered for over 60 years. It provides our members accessibility to quality medical care while maintaining a comprehensive benefit package. We pride ourselves in offering excellent benefits with affordable premiums.

The Value Option Plan focuses on you, the health care consumer, and gives you greater control in how you use your health care dollars.

You add it up: Quality plus affordability plus over 60 years of service equals the NALC Health Benefit Plan.

On line tools and resources at myCigna.com help you check your benefit coverage, get claim status, find Personal Care Account balances, review deductible amounts, search for a doctor, complete the Health Risk Assessment and more.