Value Option Plan

Welcome to the Value Option Plan.

Choosing a health insurance plan is a big decision. The right plan has to be the ideal balance of cost and coverage. It has to provide coverage for the services most important to you and your family, and it has to be provided at an affordable cost.

For 2017, the NALC Health Benefit Plan offers our High Option Plan, Value Option Plan and the Consumer Driven Health Plan.

The Value Option Plan focuses on you, the health care consumer, and gives you greater control in how you use your health care dollars.

On line tools and resources at myCigna.com help you check your benefit coverage, get claim status, find Personal Care Account balances, review deductible amounts, search for a doctor, complete the Health Risk Assessment and more.